UK banks reject 50% of SME finance applications. Our AI matches your business with alternative lenders who actually understand your industry. No credit score damage. No endless paperwork.
Share your outstanding invoices securely
Our AI matches you with lenders who specialise in your sector
Compare terms from multiple lenders — no obligation
Capital moves directly from lender to your account
No. SoVael matches businesses with FCA-regulated lenders. We never hold or move client funds. Capital moves directly between lender and SME via regulated channels. This is an introducing/matching service — no FCA authorisation required.
We partner with non-bank alternative lenders including MarketFinance, iwoca, Tide, and Kriya — plus specialist sector lenders. We add new lenders monthly based on SME demand.
Traditional brokers take 5-10% commission and can take weeks. Our AI matches in hours, shows you multiple offers, and charges 1-3%. You compare terms and decide — no pressure, no obligation.
No. Our matching process uses business data, not personal credit checks. Only when you formally apply with a lender does any credit check occur — and you control when that happens.
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